The SimplyPTO blog

Time off, done right.

Guides, templates, and playbooks on PTO accruals, policies, approvals, and the rest of small-business HR — written to be genuinely useful.

Accruals & Balances

How to Calculate PTO Payout at Termination (With Examples)

The formula, the rate to use, how to handle accrual and carryover, and the four mistakes that turn a routine final paycheck into a wage claim.

The SimplyPTO Team·Jul 27, 2026·5 min read
Accruals & Balances

Front-Loaded vs Accrued PTO: Which Should You Choose?

Give the whole year's allowance on day one, or let it build up monthly? A direct comparison with the numbers, the risks, and a clear recommendation by team type.

The SimplyPTO Team·Jul 15, 2026·5 min read
Accruals & Balances

PTO Accrual Per Pay Period: Rates, Tables & How to Calculate It

Work out exactly how much PTO an employee earns each pay period, with ready-made tables for every payroll frequency and the rounding trap.

The SimplyPTO Team·Jun 22, 2026·6 min read
Accruals & Balances

PTO Accrual Rates Explained (Common Rates by Tenure)

Common PTO accrual rates by years of service, how tiered policies work, and how to convert any annual rate into a per-pay-period accrual with a ready table.

The SimplyPTO Team·Mar 26, 2026·7 min read
Accruals & Balances

How to Calculate PTO: Formulas & Examples

Learn how to calculate PTO accrual three ways: annual, per-pay-period, and per-hour worked, with plain-English formulas and worked examples.

The SimplyPTO Team·Mar 18, 2026·7 min read
Accruals & Balances

Prorated PTO: How to Calculate It for New Hires

Learn how to calculate prorated PTO for new hires with the exact formula, mid-year start examples, and edge cases like part-time and unlimited plans.

The SimplyPTO Team·Mar 8, 2026·8 min read
Accruals & Balances

PTO Accrual Caps: What They Are & How to Set One

A PTO accrual cap stops paid time off from piling up forever. Learn how accrual caps differ from carryover caps, plus how to pick one with worked examples.

The SimplyPTO Team·Feb 26, 2026·8 min read
Accruals & Balances

Negative PTO Balances: Should You Allow Them?

Should you let employees go negative on PTO? A practical look at advancing time off, recovering it on termination, and exact policy language.

The SimplyPTO Team·Feb 16, 2026·9 min read
Accruals & Balances

How PTO Accrual Works (With Real Examples)

How paid time off accrues — per pay period, per hour worked, or as an annual lump sum — with worked examples and the math behind each method.

The SimplyPTO Team·Jan 12, 2026·5 min read

Stop tracking PTO in a spreadsheet

SimplyPTO handles balances, requests, and approvals automatically. Free for up to 10 people.

Get started free →
Blog — PTO Guides, Templates & Best Practices | SimplyPTO